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Active Lender Owned
$269,900
/mo Edit
Single Family:  1 Story
4 br • 2 ba • Built 1988
2,006 sqft • 1.18 acres
Cambridge-Isanti schools
MLS# 6615485
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    Property Description

    Welcome home to this diamond in the rough tucked away on over an acre within walking distance of the Rum River. This beautiful, treed lot offers you peace & quiet and priceless privacy. The 3 stall garage gives you plenty of space for your tools and toys making your to-do list a breeze. There are 3 bedrooms on the main level of this sunny rambler and you will appreciate the potential here. It will be so exciting to take all of those ideas you've been daydreaming about and make them a reality. Imagine cooking in your updated kitchen or watching the leaves fall from your cozy new living room. Head down stairs to a walkout lower level with a 4th bedroom, additional living space and a 2nd full bath. There is plenty of space here to spread out for some peace and quiet or cuddle up on the couch for movie night. Enjoy the fall making memories with your favorite people and bringing your dream home to life.

    Listing

    Contingency: None
    Price per sq ft: $135
    City: Cambridge
    County: Isanti
    State: MN
    Property Style: 1 Story
    Zip Code: 55008
    Subdivision Name: Rum View Terrace

    Interior

    Living Area: 2,006 ft2
    Common Wall: No
    Basement Details:
    • Block
    • Egress Window(s)
    • Finished
    • Full
    • Walkout

    Exterior

    Stories: One
    Garage Spaces: 3
    Garage Dimensions: 31x27
    Garage Size: 837 ft2
    Air Conditioning: Central Air
    Foundation Size: 1,058 ft2
    Fencing: Chain Link
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Forced Air
    Parking Features:
    • Attached Garage
    • Concrete
    Road Frontage: Paved Streets
    Exterior Material: Steel Siding
    Pool: None
    Roof Details: Asphalt

    Rooms

    Full Baths: 2
    Bathroom Details:
    • Full Basement
    • Main Floor Full Bath
    Dining/Kitchen: Kitchen/Dining Room
    Main Level Size Sq Ft
    Living Room  12 x 11  132 
    Dining Room  9 x 8  72 
    Kitchen  13 x 11  143 
    Bedroom 1  9 x 12  108 
    Bedroom 2  12 x 13  156 
    Bedroom 3  11 x 10  110 
    Lower Level Size Sq Ft
    Bedroom 4  13 x 11  143 
    Utility Room  10 x 8  80 
    Laundry  9 x 8  72 
    Basement Level Size Sq Ft
    Family Room  28 x 22  616 

    Lake & Waterfront

    Waterfront Present: Y
    Waterfront:
    • Creek/Stream
    • Pond

    Lot & Land

    Acres: 1.18
    Geolocation: 45.53719915, -93.2490241
    Lot Dimensions: Irregular
    Zoning: Residential-Single Family
    Lot Description: Tree Coverage - Medium

    Farm

    Soil Type: Loam, Sand
    Topography: Level, Walkout

    Schools

    School District: 911
    District Phone: 763-689-6188

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $2,682
    Lender-owned: Yes
    Assessment Pending: No
    Taxes w/ Assessments: $2,682
    Association Fee Required: No

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: Tank with Drainage Field
    Water System: Well

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professional

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of RE/MAX Advantage Plus.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.